Long-Term Care Coverage

SCROLL

With people living longer, health care and nursing home costs are skyrocketing — running anywhere from $50,000[1] to $80,000[2] a year. Are you equipped to handle these costs? We can help you find a long-term care insurance policy that covers the gaps in your retirement plan and leaves you more confident in your financial future.

1GenworthFinancial. April 2012. “Genworth 2012 Cost of Care Survey: Home Care Providers, Adult Day Health Care Facilities, Assisted Living Facilities and Nursing Homes.”

2MetLife. October 2011. “Market Survey of Long-Term Care Costs.”

Our team provides tools and strategies that are custom-tailored to each client, including:

PARTNERSHIPS

We have identified and partnered with estate planning attorneys and CPAs. With an estate planning attorney reviewing your documents and a CPA assessing your tax returns from the last three years, we’re able to provide a “team” approach to your financial, tax, and estate planning needs. Because of these relationships, you can benefit from a thorough analysis of your financial and estate planning needs. In addition, we are able to offer a much more cost-effective alternative to having these services performed individually.

[ DISCLOSURE ]

The material presented on this website is for informational purposes only. It is not intended as legal or tax advice or any other type of professional advice and should not be construed or interpreted as such. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances. The generalized information we provide regarding tax minimization planning is not intended to and cannot be used by anyone to avoid paying federal, state, or local municipality taxes or penalties.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure products and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company. The information or opinions contained in this internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular product. Such information is directed solely to those individuals who reside in the jurisdiction in which the representative is registered in the state where the consumer and/or prospective client reside.

Agents are not licensed to sell insurance in all 50 states. To find out if Rick Parkes is licensed in your state, please call (919) 787-8866. By contacting us, you may be offered an insurance or annuity product.

Insurance and a broad array of other financial products are offered through Diversified Estate Services, LLC. NC Insurance License #: 1000007091.

View Privacy Policy